The Concept !
Aajeevika’s aim is to create a
network of women’s self help groups across slums in Delhi such that
women are enabled to make choices of savings, investments, reproductive
and sexual health and domestic and social expression. What we maintain
is that mere access to financial services for consumption smoothening is
not enough; investments have also be made in their livelihoods, health,
literacy, access to social services and skill upgradation.
The SHGs to be formed will be
provided a range of capacity building and training inputs, with a focus
on financial intermediation. As they graduate up the confidence ladder,
the groups will be linked to institutional credit, either with banks or
micro finance institutions (MFIs), as well as a range of other
innovative financial services (savings linked health cover, micro
insurance, credit for education, credit for livelihoods/microenterprises